![]() Which loan is right for me?
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Years you plan to stay in the house | Recommended program | |
1-3 | 3/1 ARM, 1 year ARM or 6 month ARM | |
3-5 | 5/1 ARM | |
5-7 | 7/1 ARM | |
7-10 | 10/1 ARM, 30 year fixed or 15 year fixed | |
10+ | 30 year fixedor 15 year fixed |
Loan Programs | Advantages | Disadvantages |
Fixed Rate Mortgages 30 year fixed 15 year fixed |
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Adjustable Rate Mortgages 10/1 ARM 7/1 ARM 5/1 Arm 3/1 ARM 1 year ARM 6 month ARM |
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Balloon Mortgages 7 year 5 year |
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First Time Buyer Programs |
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Stated Income Programs |
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No point, No fee Programs |
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Imperfect Credit Programs |
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Home Equity Line of Credit |
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Home Equity Fixed Loan |
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Besides our standard loan programs, we also have a large number of unique programs
to serve your needs:
- Purchase a house with 0 down
- Piggyback loans 80-10-10 or 80-15-5. No PMI payments even with 5% or 10% down.
- Debt consolidation programs
- Home Improvement loans
- Qualify even if you may have been turned down before!