• General Rules for Eligibility Determine if you are eligible for VA home loan benefits.
  • How to request a Certificate of Eligibility for VA Home Loan Benefits To request a Certificate of Eligibility for VA home loan benefits, you must complete VA Form 26-1880 and submit it to one of our VA Eligibility Centers along with acceptable proof of service as described on the instruction page of the form.It’s also possible to obtain a Certificate of Eligibility from your lender. Most lenders have access to the ACE (automated certificate of eligibility) system. This Internet based application can establish eligibility and issue an online Certificate of Eligibility in a matter of seconds. Not all cases can be processed through ACE – only those for which VA has sufficient data in our records. However, veterans are encouraged to ask their lenders about this method of obtaining a certificate.
  • A Certificate of Eligibility is NOT Necessary for Interest Rate Reduction Refinance of Existing VA Loan Your lender may use our e-mail confirmation procedure in lieu of a certificate if you are obtaining a Interest Rate Reduction Refinance of an existing VA loan.
  • Contact an Eligibility Center If you have specific questions regarding VA home loan eligibility, e-mail your Eligibility Center. Most questions regarding the VA Home Loan Program are answered in our Frequently Asked Questions, we ask that you read them prior to sending an inquiry.
  • VA Eligibility Centers Address and Telephone Numbers Addresses and Telephone numbers
  • Frequently Asked Eligibility Questions

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